A Focus on Optimization & Investor Returns

Mortgage Pools

New mortgage pools need to build optimal fund, cost and servicing structures, while existing funds face issues such as impairment recovery and loan loss reserves. Funds and investors need guidance from a firm that knows their business. With decades of mortgage pool experience, Armanino can meet clients’ most complex needs and help them manage more compliant, efficient and successful mortgage pools.
We’ve been working with mortgage pools for more than 20 years. Our experienced team provides a full spectrum of accounting, audit, tax and consulting services―from guidance on unrelated business tax issues and entity structuring to a complete suite of back-office accounting solutions.


Investors want to be sure that a mortgage pool’s financials have been audited or reviewed by a knowledgeable firm such as Armanino. Our mortgage pool experts deliver efficient and cost-effective audits and reviews, ensuring that financial statements are accurate and provide meaningful results. Our staff has deep expertise in industry issues such as loan loss reserve analysis, loan refinancing vs. restructuring, fair value accounting, sales of real estate, and accounting for real estate owned, held for sale and held for use.

Audit →


Our team understands the importance of meeting filing deadlines and delivering timely K-1s to investors. We have the resources and expertise to meet your mortgage pool’s tax needs, no matter how complex.

Tax →


Armanino’s mortgage pools team has a unique combination of technical financial skills and industry experience. So we can help clients pinpoint their operational and financial needs, and determine the best software solutions for their situation. We provide sales, installation, training and support services for all the leading software packages, for companies of all sizes.

Software Solutions
Determine the Best Solutions for Your Situation
Microsoft Dynamics
Help manage inventory, boost productivity, improve customer service and marketing effectiveness
Workday Adaptive Planning
All-in-one financial planning and analysis suite
Sage Intacct
Streamline financial processes and provide real-time financial and operational insights

Strategic Partners

As the leading provider of services to the Mortgage Pool industry, we have formed alliances with key service providers within the industry to better serve our clients.

National organization representing the private real estate lending industry:

The American Association of Private Lenders (AAPL)

The American Association of Private Lenders (AAPL)

National organization supporting and protecting the rights of private money lenders throughout California:

California Mortgage Association (CMA)

California Mortgage Association (CMA)

Preferred CPA firm for national loan and partnership services as provided by:

FCI Lender Services, Inc.

Exclusive CPA business partner for loan and partnership services as provided by:

PLM Lender Services, Inc.

David Hersch - Partner, Tax - San Ramon CA | Armanino
David focuses on serving the specialized needs of clients in the mortgage pool and real estate sectors.

Dallas, TX
Mortgage Pools News & Tips
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